CWI Insurance
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| Benefits/Coverage | RV Specialty Insurance | Ordinary Auto Insurance** |
| Personal Effects Coverage | Coverage for the personal belongings in your RV. | Not Available |
| Storage Coverage | Saves you money when you're not using your RV.* | Not Available |
| Full Replacement Cost Coverage | Gives you a comparable new RV if yours is totaled or stolen.* | Limited Availability - usually restricted to one year of coverage. |
| Full-Timer Liability | Provides the specialized coverage you need when your RV is your primary residence. | Not Available |
| Permanent Attachment Coverage | Coverage for permanent items added to your RV. | Not Available |
| Disappearing Deductables | For each consecutive claim-free renewal, deductables are reduced 25%.* | Limited Availablity |
| RV Claims Specialists | Your claim will be handled by an RV expert. | Your claim may be handled by an auto Adjuster who doesn't understand RVs. |
| RVs and Autos on One Policy | Your RV and autos appear on one policy, so you can earn multi-vehicle discounts of up to 20%. | Not Available |
| Emergency Expense Allowance Included at No Extra Charge | Covers travel expenses if you have a claim while you're on the road. | Not Available |
| Vacation Liability | Provides personal liability coverage when camping. | Not Available |
*Optional Coverage. **State Farm, Allstate, GEICO, Nationwide, etc.