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Why pay for coverage when you don't need it? When your RV is in storage, suspend your collision and liability coverages and save money on your premium. It is simple: pay for what you need.
Personal Effects Coverage
Because you take more than a backpack when you hit the road, The Good Sam Insurance Agency offers coverage specifically for personal items you use while RVing.
Optional Full Replacement Cost Coverage
If your RV is totaled or stolen (and not recovered) in its first five model years, it will be replaced with a comparable new RV, even if you're not the original owner. After the first five model years, you will receive your full original purchase price - not a depreciated amount - toward the purchase of the replacement RV.¹
Optional Full-Timer Coverage
Insure your lifestyle. People who claim their RV as their primary residence deserve the same type of protection that regular homeowners need, and that is why The Good Sam Insurance Agency offers Full-Timer Coverage. This includes personal protection for injuries in or around your RV, personal liability, superior personal effects coverage and much more.
By insuring your RV and autos with The Good Sam Insurance Agency, you can save up to 20% while enjoying the convenience of having only one policy. And if your RV and auto are ever involved in the same claim, you'll only be responsible for one deductible, not both!
Permanent Attachments Coverage
When you add permanent items like awnings, cabanas, antennas, entertainment centers, wheelchair lifts, specialized tow kits, etc., you increase the value of your RV or tow vehicle. The Good Sam Insurance Agency covers these extras.
- Emergency Expense Allowance helps pay for your food and lodging if a covered accident leaves you stranded more than 50 miles from home.
- Fire Department Charges pays up to $500 for charges made by a fire department. This is a common feature in homeowners policies, and it's included for your RV.
- Locksmith Benefit: If you're locked out of your vehicle, you will receive up to $50 to help pay for locksmith services.
- Theft Reward: $500 reward for information leading to a conviction if your RV is ever stolen.²